Kathmandu, 8 August:  As the country's economic situation is under pressure and the financial system is facing numerous challenges, Siddhartha Bank is no exception as its financial health is seriously deteriorating, according to an official assigned to oversee the bank's overall performance. 'The ever increasing level of non performing assets/loans (NPA) is one of the major causes of bank's poor financial health and we've directed to reduce to the satisfactory level,' he said requesting anonymity. He also hinted to the negative level of capital fund, high level of NPA and poor risk management of the bank though it has claimed of paying more than Rs 2 billion tax in the last fiscal year. The bank has not received a satisfactory level of return  from its huge investments in some enterprises and projects. People's News Monitoring Service