image0012Ncell has said that its prepaid customers can now enjoy credit facility without paying any service charges. Issuing a statement, the company said the offer named ‘Saapati’ will help customers to take loan without paying any service charge, in case of emergency when their main balance is low to use Ncell services. The new Sapati scheme started from May 1st. Any prepaid subscriber with balance less than Rs 5 and with a sim card which is 60 days old, can take the Sapati service. After taking the loan, the 30 Rs balance add up to the main balance and customer can use it for call/ SMS to any network, data browsing or any Ncell service. To get Rs 30 Ncell Sapati, Ncell customers need to dial *9988#. The sapati loan amount will be deducted from the balance, during the next recharge. If a customer recharges less than Rs 30, whole amount will be deducted and remaining from another recharge. This new sapati scheme has no service charge, contrary to the previous Ncell sapati. You can dial *901# to check your sapati amount. The sapati scheme can be taken unlimited no of times, unless the previous sapati amount has been cleared. Ncell has been providing this Sapati service from 2012 which was Rs 20 and they took Rs 2 as a service charge.