ctznCitizens Bank International Ltd (CBIL) has started branchless banking service in Najaramandap, VDC of Nuwakot. Issuing a statement, the commercial bank said that the branchless banking service was started to provide financial services in the earthquake- affected areas through banking channel. The branchless banking outlet will provide services like deposit collection, payment, fund transfer and utility payment, among others, according to the statement.